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You might not have sufficient cash to make a competitive offer in case your cash is tied up in your present home. You may feel rushed to promote, which may lead you to take a decrease provide than you would otherwise. A bridge mortgage is a short-term loan offered by a financial institution to cowl your down cost, simply till your gross sales close. Make positive to speak to your banker about this option early within the course of, as a result of not all banks offer this product and it may be exhausting to qualify. A HELOC, or home equity line of credit, lets you borrow against the fairness in your current home.
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